Landlords face a unique set of risks every day and some of those risks are potentially very expensive

Our landlord products are competitively priced, can cover multiple properties and are available separately or as a complete package, ensuring that every eventuality is covered.

If a Landlord were to become involved in a dispute, leading to the need to evict a tenant, this can become difficult, time consuming and costly. However, with Landlord Legal Expenses cover we are able to provide expert legal advice via specialist solicitors, to ensure the process is efficient and hassle free. Our comprehensive Landlord Legal Expenses policy is optional and can be added to the main buildings and contents policy.

Cover can be purchased per residential dwelling for 12 months and an upgrade is available to include Rent Guarantee.

Features and Benefits:

  • 12 month policies covering mid-term tenancy changes
  • To recover possession of the landlord’s property if the tenant fails to vacate at the end of the tenancy
  • Trespass against the person or organisation infringing your legal rights in relation to the insured property
  • Criminal prosecution
  • Rent recovery
  • Loss of salary or wages to attend court either as a witness or a defendant (up to £100 per person per day. £1,000 maximum claim)
  • To pursue the tenant for disputes over damage to let property
  • Options to add rent guarantee insurance to cover up-to £2,500 rent per month (£15,000 maximum benefit)
  • For defence costs if action is being taken against the landlord by the tenant
  • £50,000 legal expenses cover
  • UK leading insurer
Please refer to the policy wording for full terms and conditions.

Landlords are finding that their rent default rates are increasing as many tenants struggle with unemployment, lower salaries and increased bills. Recovering arrears are difficult and costly to pursue, often without any guarantee of success, Our Landlord Rent Guarantee will provide cover for this, taking some of the stress away from the landlord.

Cover can be purchased for 6 or 12 month tenancy agreements.

Features and Benefits:

  • Up to £15,000 cover for Rent Arrears (up to £2,500 per month)
  • 6 or 12 month policies to suit the landlord’s tenancy agreement
  • Appointed specialist solicitors
  • Can be combined with £50,000 legal expenses cover to help with proceedings for rent arrears, eviction and trespass
  • One full month’s rent must be in arrears after the deduction of £250 excess, before a payment will be made
  • Does not cover claims within the first 90 days unless the landlord had continuous previous insurance
  • Covers let properties in the United Kingdom (Great Britain, Northern Ireland, Isle of Man and the Channel Islands)
Please refer to the policy wording for full terms and conditions.

Landlord Home Emergency will provide assistance in the event of an emergency situation. Cover will be provided for rapid expert help using a national network of contractors to assist and stabilise the problem. Our Landlord Home Emergency cover compliments the landlord's building insurance and provides peace of mind for your customers. Cover is provided for labour, parts and materials to carry out emergency repairs.

Features and Benefits:

  • 24/7, 365 days a year emergency helpline
  • £600 paid to cover the call out, labour, parts and materials to carry out an emergency repair
  • Plumbing problems related to leaking pipes, blocked drains or leaking radiators
  • Blockages in toilet waste pipes
  • Electricity complete failure within the property
  • Gas, central heating or boiler failure
  • Animals or insects that are destructive in their natural behaviour or considered pests or nuisances: brown rats, black rats, house mice, field mice, squirrels, wasps’ nests & hornets’ nests only
  • Broken or damaged windows, doors and locks presenting a security risk to the property
  • UK leading insurer

Cover does not assist with general day to day maintenance of the home but does provide cover for labour, parts and materials to carry out emergency repairs.

Please refer to the policy wording for full terms and conditions.

Lawshield are part of the Connexus Group, below are links to all the other companies within the Connexus group. Take a look around and see how we can further enhance your customer’s experience.