Even if your customer’s are careful drivers, accidents do happen, and the insurers will deduct their excess from the final payment of a settlement claim.

By purchasing Excess Insurance, your customer’s excess will be reimbursed so they are not left out of pocket. Excess Insurance is purchased to run alongside your customer’s motor insurance policy and allows them to claim back their excess for the following claims, regardless of fault:

  • Accidental damage
  • Malicious damage
  • Theft or attempted theft
  • Fire

On the whole, customers do not budget for the cost of paying an excess. It is an unplanned expense, so providing excess insurance cover to your customers will give them peace of mind. Select the Type of Excess cover below to find out more.

Our excess insurance policy covers the reimbursement of your customer's excess under the motor insurance policy, following a successful claim or where they have been unsuccessful in recovering the excess cost from a liable third party within six months of making a valid claim under the main insurance policy.

Aggregate excess limits available:-

£250 - £300 - £350 - £400 - £500 - £750 - £1,000 - £1,500 - £2,000

  • Domestic buildings and contents
  • Personal motor
  • Business car
  • Motorcycle
  • Commercial motor up to 44 tonnes
  • Commercial fleet up to 50 vehicles
  • Taxi and minibus
  • Motor trade
  • Tradesman
  • Commercial combined
  • Lifestyle derivatives

Our excess insurance policy covers the reimbursement of your customers excess under the commercial insurance policy following a successful claim or where they have been unsuccessful in recovering the excess cost from a liable third party within six months of making a valid claim under their main insurance policy.

Aggregate excess limits available:-

£250 - £300 - £350 - £400 - £500 - £750 - £1,000 - £1,500 - £2,000 - £2,500

Features and Benefits:

  • Leading UK Insurer
  • They can choose the excess cover level to suit your needs
  • Partially cover their excess or the exact excess amount
  • Policies last for 1 year
  • Covers named drivers on the motor policy
  • Covers them for multiple claims within a 12 month period
  • Covers vehicles being used on the commercial motor policy for SDP, SDP & C, Class 1 for the policyholder and named drivers
  • Including Class 3, Public and Private hire and commercial use
  • Covers commercial vehicles up to 44 tonnes
  • Fleet aggregator cover available

Commercial Combined and Tradesman:

  • Covers up to three business premises with a turnover of less than £75,000,000 per premises
  • Covers claims on the Commercial Combined policy for:
    • Material Damage
    • Business Interruption
    • Employers Liability
    • Public Liability
    • Product Liability
    • Error and Omissions
    • Contact Works

Cover Types:

  • Commercial Motor
  • Caravan & Motor Homes
  • Minibus
  • Taxi
  • Business cars
  • Fleet
Please refer to the policy wording for full terms and conditions.

Lawshield are part of the Connexus Group, below are links to all the other companies within the Connexus group. Take a look around and see how we can further enhance your customer’s experience.